Our client wanted to understand how to maximise his returns in the current environment.
He holds additional assets in a SIPP, ISAs, and taxable investment accounts. We met with the client to discuss his options – he had no investment experience, or intention of spending time managing his money.
He agreed to our discretionary investment management service. Rather than being based on a model investment approach, whereby one size fits all, his portfolio has been tailored to suit his individual needs. We can make quick decisions, choosing where to invest and when to buy and sell select investments on his behalf.
On due reflection, our client confirmed that he wished to proceed with a substantial initial investment. We agreed on a medium risk strategy – meaning that he is prepared to accept some risk to capital, with fluctuations in his investments, without the dramatic movements which can be experienced in high-risk portfolios.
The 5–10-year timescale was agreed, along with adoption of a balanced approach. Income is generated but there is also a focus on capital growth - protecting the portfolio from the impact of inflation. Investments are selected based on our perception of value, considering cash flow, debt, annual profitability, and dividend policy.
We deliver quarterly valuations and provide regular performance updates. Our client can continue to prioritise his business, knowing that his hard-earned savings are being professionally managed with high levels of dedication and expertise.